Throughout the years we have met many couples that handle their finances in many different ways.  Some of the couples have separate bank accounts; some have their own accounts and a joint account together; some have a joint account and give each other an allowance of sorts to spend as they wish. We chose to have joint accounts.  Knowing how tough it can be to sort through financial matters – we chose to do everything together.  If only one spouse handles the finances, it really hinders the relationship in so many ways.  We learned that we could handle financial challenges much better together – if times were tough – we both knew that we would have to curb our impulse spending.  On major purchases it was important for us to both feel good about the transaction.  We have never had “buyers remorse” if we were in agreement about our decision.  We also try to wait on major purchases as well – we wait several days to a week to ensure that we feel good about going ahead. For us, it is a team effort.  One Christmas we wanted to have some extra money – we both took on a part-time job. We always felt it was important for each other to be aware of how much money we had, where it was, and that we were on the same page of “sowing to our future.” BTW – we had to remind each other, now and then, that we needed to “sow to our future” – especially when the desire for those “wants” seemed larger than life.  Being accountable to one another brought us great strength and today has helped us to be prepared for our future. Yahweh knows the desires of your heart.  Proverbs 10:22 states “The blessing of the Lord makes one rich, and He adds no sorrow with it.”  When you honor Yahweh with your first and your best and keep your heart a place for Holy Spirit to dwell and thrive, the best kind of financial provision – “with no sorrow” – can set you on a path to accomplish great things. When money becomes a tool and not a desire, it can be a source of great provision for making His name great in the earth.